Capital Region
Waterford, New York
Waterford is a village in Saratoga County, in New York's Capital Region region, home to about 2,000 people as of the 2020 census.
Whether you're moving in or you've been here for years, the checks that matter most are the school district, the assessment and STAR, and — outside the cities — the well, the septic, and the flood map.
- Type
- Village
- County
- Saratoga
- Region
- Capital Region
- Population (2020)
- 2,038
Local Almanac
Notes in and around Waterford
Short, sourced notes tied to this place, its county, or nearby communities.
This place · History & Culture
Waterford Is Where Canals Stack Up
Waterford's identity comes from the Hudson-Mohawk meeting point, Erie and Champlain Canal layers, and the famous flight of locks.
Read this note ->Nearby · History & Culture
Watervliet Is Arsenal City for a Reason
Watervliet's identity connects Hudson-side industry, Army manufacturing, and the long civic presence of the Watervliet Arsenal.
Read this note ->Nearby · History & Culture
Green Island Packs Islands, Industry, and Public Power Into One Square Mile
Green Island's story is municipal as much as scenic: tight boundaries, river islands, railroad industry, Ford work, and public power.
Read this note ->Nearby · History & Culture
Halfmoon's Story Sits at the Canal Bend
Halfmoon's hamlet identity comes from the Mohawk-Hudson corridor, Champlain Canal remains, and trail-visible locks.
Read this note ->Nearby · History & Culture
Cohoes Has Falls, Mills, and a Mastodon
Cohoes's identity connects Cohoes Falls, Harmony Mills power, mill-worker memory, and the mastodon found during mill excavation.
Read this note ->Nearby · History & Culture
Cohoes Keeps Van Schaick Island in Its Civic Memory
Cohoes's identity includes Van Schaick Mansion, island geography at the Mohawk mouths, historic markers, and Revolutionary War memory.
Read this note ->Nearby · Cars & Driving
Troy snow emergencies change the parking map
Troy drivers should treat snow emergencies as a street-by-street parking rule, not just a weather headline.
Read this note ->Nearby · History & Culture
Troy's Uncle Sam Trail Carries a Rail Line Memory
Troy ties the Uncle Sam story to a modern trail that follows part of an old railroad route.
Read this note ->Nearby · History & Culture
Troy's Collar City Identity Still Meets the Hudson
Troy's identity comes from riverfront geography, collar and iron industry, architecture, and renewed waterfront attention.
Read this note ->Property tax snapshot
About $6–$22 per $1,000 in Saratoga County
Combined full-value rate — county + town/city + school district, per $1,000 of market value (FY2025). On a $300,000 home that's about $1,765–$6,734 a year before the STAR break. A village is assessed within its town; expect the town's rate plus a separate village tax.
A planning estimate, not a bill. Your exact rate depends on your school district and any village. Confirm with the assessor.
Statewide links
Statewide starting points.
Good to know
- • Your assessed value usually isn't your market value — ask for the equalization rate.
- • Register for STAR; new applicants generally receive a credit instead of an automatic exemption on the bill.
- • Outside the cities, check the well, the septic, and the FEMA flood map before you buy.
Nearby
Nearby places
Tax rates: NYS Dept of Taxation & Finance (ORPTS), Real Property Tax Rates and Levy Data by Municipality, data.ny.gov dataset iq85-sdzs. (FY2025). Population: U.S. Census 2020. Reviewed June 2026. Source data ->
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