Renting · Troubleshooting
Start with the 14-day rule, then check the lease.
For most New York rentals, the owner must send the remaining deposit and a written list of deductions within 14 days after you move out. Older rent-regulated tenancies and some special housing can be different, so check the lease type and date before you rely on that deadline.
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Reviewed July 14, 2026. Deadlines, forms, account screens, and local office procedures can change. Keep the notice and use the current official instructions.
First move
Check whether the 14-day rule covers your lease. Then put the deposit proof, photos, keys, move-out date, forwarding address, and deductions in one folder before you write or file anything.
Work the problem in this order
Build one move-out folder
Keep the lease, proof that you paid the deposit, move-in and move-out photos, inspection messages, key receipt, forwarding address, rent record, and every list of deductions or repair receipt.
Check which deposit rule covers the lease
For most rentals, the owner has 14 days after you move out to send the remaining deposit and a written list of deductions. Rent-stabilized leases and renewals made on or after November 15, 2025 now have the same basic inspection and 14-day protections. Older rent-stabilized agreements, rent-controlled homes, and some special housing may follow other rules.
Separate damage from ordinary wear
The law allows certain reasonable, itemized deductions, such as unpaid rent, tenant-caused damage beyond normal wear, some unpaid utilities owed to the owner, and moving or storing belongings left behind. It does not allow a charge for ordinary wear or damage left by an earlier tenant.
Use the inspection if you have not moved yet
If the rule applies and you give enough notice, you can ask for a move-out inspection. The owner gives written notice of the time, lists proposed cleaning or repairs afterward, and gives you a chance to fix those items before the tenancy ends.
Send a short, dated demand
List the deposit paid, move-out date, forwarding address, money returned, and each deduction you dispute. Ask for the balance, the itemized statement, and the records that support the charges. Keep proof that the message was sent.
Name the right owner or LLC
If the building was sold or an LLC collected the money, use the lease, payment record, property record, and Attorney General guidance to identify the correct person or company before you file anything.
Choose the next official route
The Attorney General offers help with deposit complaints and may mediate. Small claims can be another route. Use the correct defendant name and address, choose a court that can hear the amount and location, and bring the full move-out folder.
Sources and review
Where this information comes from
Use the current agency page, form, notice, record, or responsible professional to confirm the live answer.
- Last reviewed
- July 14, 2026
- New York Attorney General - Recovering rent security deposits - Evidence, owner changes, Attorney General complaint help, and small-claims routing.
- New York HCR - Leases and security deposits - The agency's November 15, 2025 effective-date notice for increased security-deposit rights.
- New York Senate - 2025 S.952-B - The signed bill's effective-date clause applies the new section to a lease, rental agreement, or renewal entered into on or after the effective date.
- New York General Obligations Law section 7-107 - Current deposit rules for rent-stabilized homes, including inspections, allowed deductions, and the 14-day return and itemization rule.
- New York General Obligations Law section 7-108 - Current deposit rules and exclusions for homes outside the rent-stabilized section.
- New York Courts - Small Claims Handbook - Court choice, monetary limits, filing basics, tenant-related venue, service, and local court contacts.
Use this carefully: Deposit timing and remedies can depend on rent-regulation status, the tenancy, and the current statute. Build a complete move-out record, then confirm the right complaint or court route for the amount, address, and parties involved.
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